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When It Comes to Lowering Your Auto Insurance Premiums, Every Dollar Counts Whenever anyone starts talking about saving money on insurance, the first thing that comes up is “raise your deductible.” That will work and so will having all your insurance policies in one place. (Companies tend to offer discounts for multiple policies.) But that’s not the only thing you can do to find cheap car insurance rates in these tough economic times. Simply paying for your coverage six months at a time wil